🚨 Latest Cybersecurity Frauds in 2025–2026

What can happen to you + simple ways to stay safe (explained in plain English)

✅ 1) Fake Bank Messages (Most Common)

What you might face

• “Your bank account will be blocked”

• “Unusual login detected”

• “Verify your account now”

• “Your payment failed”

What can happen

• Your login gets stolen

• Money can disappear

• Your account may get locked

How to stay safe

• Don’t click bank links from SMS/email

• Open your bank app directly

• Call the bank using the official number

✅ 2) OTP / Verification Code Scam

What you might face

• “I’m from your bank / Amazon / PayPal”

• “We’re securing your account”

• “Tell me the OTP to verify it’s you”

What can happen

• They use your OTP to login and take control

• Your account can get hijacked

How to stay safe

• Never share OTP with anyone (ever)

• Real companies do not ask OTP on calls/chats

✅ 3) Fake Job Offer / Internship Scam

What you might face

• “Congratulations! You are selected”

• “Pay $20–$50 for registration”

• “Buy a course to confirm your job”

What can happen

• You lose money

• Your documents can be misused

• Identity theft later

How to stay safe

• Real jobs don’t ask money to hire you

• Verify the company on LinkedIn / official site

• Don’t send SSN/passport/banking info quickly

✅ 4) Fake Delivery Scam (Amazon / USPS / FedEx)

What you might face

• “Your package is delayed”

• “Pay a small fee to release delivery”

• “Confirm your address here”

What can happen

• Your card details get stolen

• Malware may be installed

How to stay safe

• Don’t click delivery links from random numbers

• Track only via official apps/websites

• If you didn’t order anything, ignore it

✅ 5) QR Code Scam (Quishing)

What you might face

• QR codes in emails, posters, or random messages

• “Scan to verify payment / win prize / login”

What can happen

• Takes you to a fake site to steal passwords

• Can steal banking details and personal data

—